Today is Saptami (Shukla Paksha) in the month of Kartik — Budhavara, governed by Uttara Ashadha. Saptami is an auspicious Tithi — favorable for new beginnings, ceremonies, and important decisions. Rahu Kaal: 12:22 PM to 1:48 PM — avoid starting new activities during this period. Abhijit Muhurta (11:59 AM–12:45 PM) is the most auspicious window of the day.