Today is Panchami (Krishna Paksha) in the month of Kartik — Budhavara, governed by Mrigashirsha. Panchami is an auspicious Tithi — favorable for new beginnings, ceremonies, and important decisions. Rahu Kaal: 12:30 PM to 1:56 PM — avoid starting new activities during this period. Abhijit Muhurta (12:07 PM–12:53 PM) is the most auspicious window of the day.