Today is Panchami (Shukla Paksha) in the month of Kartik — Shanivara, governed by Purva Ashadha. Panchami is an auspicious Tithi — favorable for new beginnings, ceremonies, and important decisions. Rahu Kaal: 9:42 AM to 11:05 AM — avoid starting new activities during this period. Abhijit Muhurta (12:06 PM–12:50 PM) is the most auspicious window of the day.