Today is Saptami (Shukla Paksha) in the month of Kartik — Budhavara, governed by Uttara Ashadha. Saptami is an auspicious Tithi — favorable for new beginnings, ceremonies, and important decisions. Rahu Kaal: 12:32 PM to 1:57 PM — avoid starting new activities during this period. Abhijit Muhurta (12:09 PM–12:54 PM) is the most auspicious window of the day.