Today is Panchami (Krishna Paksha) in the month of Kartik — Budhavara, governed by Mrigashirsha. Panchami is an auspicious Tithi — favorable for new beginnings, ceremonies, and important decisions. Rahu Kaal: 12:39 PM to 2:05 PM — avoid starting new activities during this period. Abhijit Muhurta (12:16 PM–1:02 PM) is the most auspicious window of the day.